5 Weird Ways That Your Identity Could Be Compromised

MaxPixel

Identity theft is certainly one of the great joys in this journey we call life. Ha, just kidding. If we had to name one thing that we could live without forever and be infinitely happy, it’s identity theft. And yet, it happens constantly. While you’re probably aware of the major ways that thieves can get to your personal information (having your credit card out in public, giving a sketchy website your info, etc.), there are some lesser-known ways your precious info could be snatched. Be on the lookout for these five ways your identity could be compromised.

1. Unsecure Wi-Fi Networks

It’s not an amazing idea to connect to unsecure WiFi, but sometimes, you need it! We’re just gonna say that these networks are called unsecure for a reason. Your information could be swiped from your computer by hackers also connected to the network, so be aware.

2. Skimming

If you’ve ever used an independent ATM machine (a machine not found on the premises of a bank) before, you’ve been at risk for fraudulent activity. Skimming is when a thief installs a device onto the ATM that reads your card, your PIN, you name it. If an ATM looks strange to you (look particularly at the part where you can slide your card in), let someone know and don’t use it.

3. Wireless Theft

Yep, identity thieves have figured out how to get your card information without you even needing to take it out of your bag. Some cards have radio frequency ID tags (RFID) that make it possible to pay for things without taking them out your wallet (think Apple Pay or Chase Pay). While the convenience is amazing for you, it’s also amazing for thieves who have pocket-sized radio frequency scanners, which can read your cards almost instantly. To combat this, you can buy protective cases that keep your cards from being read.

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4. Pretexting

This form of fraudulent activity is maybe one of the sneakiest, simply because there is little you can do to prevent it other than not speaking in public about yourself. Pretexting is when a thief calls your bank or other establishment and pretends to be you by using one piece of information (if they overheard you talking about your birthday, your full name, the bank you use, what kind of card you use, etc.). Make sure to constantly check your account for any fraudulent charges, and try not to talk about your personal information in public.

5. Ransomware

Computer viruses are still alive and well — even for Macs. Certain websites have malware installed, and a computer that catches the virus is open to fraudulent activity. Any information stored on your computer can be swiped before you know it. Basically, don’t click on anything sketchy or visit a non-credible website.