Savvy Saver 6/26/19: How To Check Your Credit Score
Budget Tip Of The Week: Be in the know, check your credit score.
There are many myths and mysteries swirling around about your credit score — so we’re going to break it down for you. First, be sure it’s a number you know as well as your phone number because it determines how fiscally responsible you are. As far as checking your score, remember these important tips: check your score through a reputable company, including the three major credit bureaus — Equifax, Experian and TransUnion. And don’t worry too much if your score falls a few points, it does fluctuate depending on your financial behavior. Finally, be aware of errors. Knowing your score and catching errors can mean the difference between an average or an excellent score. Read on to find more ways to stay on top of your credit score. [Swirled]
Definition Of The Week: Credit Age
The credit age is the average length of credit history for all your open accounts. Your credit age is determined by a few factors including the length of your established credit history, how long specific credit accounts have been opened and how long it’s been since you’ve used specific accounts. Your total length of credit accounts for 15% of your FICO score. [The Penny Hoarder]
Digit Of The Week: 60-20-20
If you’re not sure how much to save, try the 60-20-20 budget, where you save 20 percent of your income, spend 20 percent of your income and pay off your bills and necessities with the other 60 percent. [Swirled]
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Did You Know?
Just because your puppy’s chasing your cat doesn’t mean that they don’t get along. It’s a dog’s instinct to chase rapidly moving objects – no hard feelings! Need more dogs in your life? Sign up for our Friday Fluff newsletter for adorable dog photos that’ll brighten up your day!
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